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1. Exaggerated promises:
The victims are lured through effective phrases such as “the perfect job just a click away. We help you get it” or “work from home and earn ten times more!“.
One of the best known, which now runs on Facebook for some years now, it is the scam of Rayban complete with an image with its bargain price: absurdly, this scam has made and continues to make many victims who, attracted by the price of 19.99 euros, are inclined to click on the image. On these occasions, the victim is led to believe that, by giving a sum of money or their banking credentials, they will be able to obtain the perfect job with zero effort or a product at a discounted price which, of course, will never arrive.
2. Debt collection services:
in this case, the victim thinks that by paying a sum of money equal to a percentage of that due, a group of people will personally take care of settling all debts. Nothing could be more false as the victim will never see their debts satisfied but, on the contrary, will find themselves in even greater trouble.
3. Work from home:
Networking doesn’t always hide a scam, but it’s not uncommon for people offering work from home to be not as honest as they seem.
4. “Try for free”:
… and free then it is not. The mechanism provides that scammers promise to use a service or good for a period, completely free of charge, the problem will then be the impossibility for a subject to unsubscribe from the system in which he registered, finding himself forced to pay for something. for which he has no interest.
5. “Do you need a loan?”:
This is the most classic scam in which many people, often already in debt, continue inexorably to fall. In reality, the word “loan” is improperly used as a synonym for “usury”: in fact, it often happens that those behind these offers ask for money to open practices and then disappear into thin air. In case of need for loans and financing, it is therefore always recommended to contact well-known banking institutions.
6. Identity theft:
Scams unfortunately very simple to apply and very widespread in the age of social networks. The ease of taking possession of the identity of others is now well established, but the worst thing is that in most cases the victim realizes it too late. In this sense, credit frauds carried out, in fact, are on the rise identity theft: the scam consists of stealing personal and financial data and then using it to request loans or buy items online; all to the detriment of the victims who perhaps realize the scam only when, for example, they try to apply for a loan but are denied for not having paid the installments of the one activated by the scammers. It is, therefore, necessary to report the fact to the authorities and proceed with the request for denial of the operation.
7. “You have won € 10,000!” or “iPhone 10 FREE just for you if you click here!”:
Who has never seen similar pop-ups while browsing the web? It should be remembered never to click on these offers, as in the best case you catch a virus while, in the worst, someone could spy on your PC remotely, stealing all the information necessary to access, for example, your bank accounts.
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8. Call 800 ***** and find out who your secret admirer is “:
… and certainly not admirers; In fact, by calling these numbers the connection fee alone could cost a lot and unsolicited services could also be charged at disproportionate figures.
9. Sales on the Web:
In this case, it is always good to rely on official sites ed authorized to buying and selling on the Web. In fact, the more a brand is known and renowned, the easier it is to run into sites that steal the logo and information of the brand in question, then delivering defective goods to the unfortunate on duty or even the product purchased is not really never delivered to the recipient. Upon entering, the website may have the appearance of the original one, but the fact that many merchandises are given a 50% discount should sound an alarm bell for a possible scam.
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10. Business e-mail Fraud and Chief Executive Officer Fraud:
Are some of the new types of scam that particularly affect companies, through which criminals enter their commercial communications with other companies, or those of the managers of the same company and, with false messages but considered credible by the victims, divert large sums to current accounts in the name of scammers.
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11. Vishing:
Arises from the union between the concepts of “voice” is “Phishing” and it is a scam that aims to combine the knowledge of users’ personal data with the use of phone calls aimed at deceiving them.
A notification arrives on the mobile phone or in the mailbox of the victims, apparently from their credit institution, which reports suspicious transactions relating to their account: the user concerned by the warning clicks on the internet address of a clone site and at this point receives a phone call, made by a fake toll-free number, in which the scammers pretend to be employees of the bank who want to stop the theft while, once they have obtained the access codes, they authorize transfers or payments behind the victim.
12. Mobility Bonus Scams:
The Ministry of the Environment has denounced how several reports have recently arrived, from those who intend to take advantage of the mobility bonus about the existence of different applications that aim to deceive users through catchy names such as “Mobility bonus 2020”. The dicastery communicates how the procedures for requesting the bonus are communicated through the official channels several days before the date of sending the requests. Misleading applications have already been promptly reported to the competent authorities.
13. Ransomware:
Ransomware is a type of scam in which hackers install malware on a computer or computer system that restricts a victim’s access to their files by demanding payment of a ransom, often in the form of bitcoin, to cancel it. Fake ransomware traps can also be very harmful: in the worst case, ransomware fraud undermines the victim’s sense of security and privacy and in a horrible variant, hackers claim via email that they hacked a webcam while the victim was watching a movie. porn.
The cam-hacking announcement, supported by the repetition of the user’s password in the email, is a means of blackmailing: either you send us the bitcoins or we send the video to all your contacts. In reality, this is pure manipulation: the scammers have no video dossiers and have never even hacked your information as the password they claim to have was simply collected from publicly available databases of leaked passwords and emails.
How to defend yourself
In addition to always paying close attention, experts recommend the following:
- before entering your credit card details on a site, you must check its safety;
- never send their own access codes to the current account: banks, in fact, for example, never ask for home banking login credentials via e-mail or telephone;
- to have caution when the sending of copies of documents is requested;
- do not download never attachments that arrive via email or text message if you are unsure of the identity of the sender;
- for any kind of doubt or problem always contact competent authorities.
To this, we also add the possibility of using an Anti-Ransomware program against Ransom or Crypto viruses
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